Our services

At C1, we offer a wide array of options for home, auto, and life insurance. No matter what your specific needs may be, we are completely confident we can handle all of your personal lines. And we have established partnerships with some outstanding organizations to take care of your commercial lines.

See below for more information on each type of insurance C1 can provide:

Auto Insurance

At C1, we can acquire insurance for your cars, trucks, motorcycles and other road vehicles, providing you the confidence that you are covered. We understand that accidents happen and usually, there’s nothing you can do to avoid them. Auto insurance from C1 will provide compensation for financial loss against physical damage and/or bodily injury resulting from automobile accidents.

Whether you are at fault or not, an auto insurance policy will help cover damages to you, others, and any property involved. By law, drivers are required to carry a minimum amount of insurance. For example, in the event that you cause an accident, you are required to cover others involved for bodily injury for at least $30,000 per person (not to exceed $60,000 for the whole accident). Likewise, you are required to cover at least $25,000 for damage to any property because of the accident. Unfortunately, an estimated 18% of the drivers on the road don’t carry any insurance, much less the state minimum. Fortunately, C1 can also help you find a way to protect yourself from damages caused by uninsured or under-insured drivers.

We also highly recommend that you add collision coverage to cover damage to your vehicle in the event that you cause an accident. We can also provide comprehensive coverage for damage to your vehicle while not being driven (from things such as hailstorms, rock chips, etc.).

The specific terms of auto insurance vary from state to state, as well as from one insurance carrier to another. Each policy will specify the circumstances of coverage and eligibility. Contact a C1 Insurance Agent today for the latest coverage, eligibility and our best prices available for you.

Here’s one last tip from C1: packaging home and auto insurance is a greatest way to save on premiums.

Progressive MetLife Kemper Nationwide

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Home Insurance

Insurance on your home(s) you own can be the most important resource when protecting you and your assets. C1 can help you protect your home, your possessions—and give you peace of mind. For most homeowners, insurance is the best way to add security to what is probably your most important investment—your home. It will reimburse for losses to your home, your possessions inside it, and you.

Home insurance coverage typically protects against damage caused by storms, fire, theft and other perils defined in your policy, and will cover if you’re legally liable for someone’s injuries on your property.

Home insurance coverage in Texas ranges from basic to comprehensive. Here is an outline of what would be covered for the various options:

  • HOA & HOA+ covers you for a short list of specific, commonplace events such as fire, wind/hail, theft, etc.
  • HO3 & HO5, which C1 recommends, covers against anything that can happen to your home, except for a few exemptions such as flash flood, war, fraud, etc.

Good communications between an insurance agent and a homeowner is important, because different insurance companies offer different types of coverage. Choosing the right policy for you means finding the right type and amount of coverage to meet your specific needs.

Here’s one last tip from C1: packaging home and auto insurance is a greatest way to save on premiums.

Progressive MetLife Kemper Nationwide

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Term Life Insurance

Your family depends on you for emotional and financial support. So, if anything should unexpectedly happen to you, life insurance can help you keep your family safe and secure in the years ahead. Or, if you’re simply looking for a way to transfer your wealth, life insurance may be a financially sound way to accomplish this.

Progressive MetLife Kemper Nationwide

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OUR CARRIERS

Here are just a few of the many carriers we represent:
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